Contractor Credit
At Ray's Roofing Supply, we know contractor credit is not one-size-fits-all. That’s why we offer multiple financing and payment solutions to fit your business today — and support your growth tomorrow.
Whether you’re handling a few jobs a week or managing multiple crews, our goal is simple: give contractors clear, reliable credit options that help keep projects moving and cash flow predictable.
Which Contractor Credit Option Should I Apply For?
Answer two quick questions to find the best fit for your business.
How often do you plan to purchase materials from Ray's Roofing Supply?
Fewer than 2 jobs per week
BlueTape Financing
Ideal for lower-volume or project-based contractors who want extended terms with minimal setup.
2 or more jobs per week
In-House Trade Credit
Designed for contractors with frequent purchases who benefit from higher credit limits and streamlined billing.
How do you prefer to manage payments?
Want extended terms with minimal setup?
BlueTape Financing
Want a traditional contractor trade account with online access?
In-House Credit
Prefer to pay per order?
Credit Card, ACH, Cash, or Check
(Check accepted for approved in-house credit accounts paying on account.)
BlueTape Credit (<2 jobs/week)
Best for contractors averaging fewer than 2 jobs per week
BlueTape is a third-party contractor financing solution that gives you flexibility without the commitment of a traditional trade account. It’s a strong fit for project-based contractors, newer businesses, or companies with lighter weekly purchasing volume.
Benefits of BlueTape include:
Extended payment terms
Fast online application
Simple account management
No personal credit impact
BlueTape helps contractors purchase materials while preserving cash flow and reducing the burden of long-term accounts receivable commitments.
Apply for BlueTape Credit:
Make Payment on Blue Tape Account
Need to manage or make a payment on your BlueTape account?
Use the BlueTape account portal to log in, review your account, and make payments
Log In to Your BlueTape Account:
In-House Credit (+2 jobs/week)
Best for contractors averaging 2 or more jobs per week
Ray’s Roofing Supply offers traditional in-house trade credit for qualifying contractors with higher purchasing volume.
Depending on creditworthiness, in-house credit may offer:
Higher credit limits
Direct support from our Accounts Receivable team
Simplified billing for frequent material purchases
To support responsible credit decisions, Ray’s partners with Allianz, a global leader in trade credit insurance, to help establish competitive and sustainable credit limits. As your purchasing volume and payment history grow, your credit limits may grow as well.
Approved contractors also receive online account access through Suppli, making it easier to manage their account anytime.
With online account access, approved customers can:
View invoices and statements online
Track order and payment history
Make ACH or online payments anytime
Make In-House Credit Payment
Already have an in-house credit account with Murphy’s?
Approved account customers can make payments and manage account activity online through Suppli.
Benefits of online account access include:
View open invoices
Review statements
Check payment history
Make ACH or online payments anytime
Make an In-House Credit Payment
Access Your Suppli Account
Additional Payment Options
For contractors who prefer to pay as they go, Murphy’s also accepts:
Credit Cards: Visa, MasterCard, Discover, and American Express
ACH Payments
Cash
Check for approved in-house credit accounts paying on account
Still Not Sure Which Credit Option Is Right?
Many contractors qualify for more than one financing or payment option. Our team can help you choose the solution that best fits your workflow, purchasing volume, and cash flow needs.
